In the email, Satki Yoda tried to explain a bit about getting G through via CSOL and I did a short analysis about his budgeting and advised him to stay put in Singapore for a few more years to stash up some cash. He came back with another idea in mind....
Nix just a question, can we reside with my wife's renunciation of Singapore PR first as she is still holding Malaysian Citizenship. That way at least we could withdraw her CPF which would set us close to about 50k. Would it be safe with that amount?
I really hate you guys for coming to me with questions but withholding critical information about yourselves. I have been trying my best to answer them by making assumptions. The more assumption I make, the less accurate my advice will be and we will just be wasting one another's time. For folks who have the intention to email me in future and happen to be reading this, please take note. If you are not specific and forthright, there is nothing I can do to give you an optimal suggestion.
Your wife must really want this move badly to sacrifice her Singapore PR for funding this. I'd say the photoshoot in Taiwan is well worth it. Perhaps you should even consider Japan.
Let's get down to business in proper. Say you stick to your original plan and apply for your PRs via CSOL. I don't know how you are going to do that, as I have stated I failed to find any state that sponsors Interior Designers as of today. I'll leave you to figure that out. Say, you somehow succeed and get your Subclass 190 done. You will be left with $2,500 (Again, I'm assuming based on the data you provided me) as your settling budget. Obviously you can't leave on that amount. For your wife to withdraw her CPF, she will need to renounced her Singapore PR status, return to Malaysia temporary (or stay in Singapore via a visitor's pass), get the letter from ICA before visiting CPF to apply for withdrawal of her CPF in full. You should give yourself at least 2 weeks to run around.
With that money, the answer is simple. Yes. $50k is a lot of money to start off with. If you cannot settle down in Australia with this kind of money, you guys have real issues.
Take note Singaporean guys. That is another reason why marrying a Malaysian wife is a good idea.